Author: Aleksandra Kadzielawski

Aleksandra Kadzielawski is the founder of EquitySquirrel and a licensed Arizona Realtor with eXp Realty. A mortgage industry insider and former Content & Editorial Director at TheMortgageReports.com, she has spent over a decade translating complex financial products into clear, actionable strategies for homeowners. Based in Scottsdale, Aleksandra combines deep editorial expertise with firsthand local market data to help homeowners navigate equity, HELOC, and HEI options with confidence.

Emergency Access | Equity Explorer | Life Event Navigator | Rate-Locked Optimizer

Tile Roof Replacement Cost in Phoenix: 2026 HELOC Guide
ByAleksandra Kadzielawski July 28, 2026August 6, 2026

How much does a tile roof replacement cost in Phoenix? Explore price ranges ($10–$18/sq ft), lift-and-relay options, and how to use a HELOC to fund it.

Read More Tile Roof Replacement Cost in Phoenix: 2026 HELOC Guide
Debt Strategist | Emergency Access | Life Event Navigator

HEI Lien on Arizona Homes: Refinance & Sale Rules (2026)
ByAleksandra Kadzielawski July 27, 2026August 24, 2026

Does a Home Equity Investment put a lien on your Arizona home? Learn how HEIs impact refinancing, HELOCs, sales, and community property laws.

Read More HEI Lien on Arizona Homes: Refinance & Sale Rules (2026)
Debt Strategist | Emergency Access | Life Event Navigator

Can You Get a Home Equity Investment (HEI) If You Already Have a HELOC?
ByAleksandra Kadzielawski July 27, 2026August 30, 2026

Yes, you can sometimes get a Home Equity Investment with an existing HELOC, but lien position and your CLTV decide it, and providers often freeze or reduce the line first.

Read More Can You Get a Home Equity Investment (HEI) If You Already Have a HELOC?
Retirement Optimizer

Does a Reverse Mortgage Affect the Arizona Senior Property Tax Freeze?
ByAleksandra Kadzielawski July 27, 2026July 27, 2026

Does a reverse mortgage affect the Arizona Senior Property Tax Freeze? Learn why you keep your tax protection, how SB1224 affects your eligibility, and why HECM proceeds don’t count as income.

Read More Does a Reverse Mortgage Affect the Arizona Senior Property Tax Freeze?
Retirement Optimizer

HECM vs. HELOC Arizona: Which Protects Cash Flow Better in 2026?
ByAleksandra Kadzielawski July 27, 2026July 27, 2026

Deciding between a HECM or HELOC in Arizona? For retirees on fixed income, a HECM protects cash flow with $0 monthly payments. Compare rates & risks.

Read More HECM vs. HELOC Arizona: Which Protects Cash Flow Better in 2026?
Debt Strategist | Equity Explorer | Renovation Planner

How Much Home Equity Do I Have in Arizona? Calculate It in 2026
ByAleksandra Kadzielawski July 23, 2026July 23, 2026

Calculate total and accessible home equity for Phoenix Valley homeowners, with ZIP code appreciation data and real CLTV examples for Scottsdale and Fountain Hills.

Read More How Much Home Equity Do I Have in Arizona? Calculate It in 2026
Life Event Navigator | Rate-Locked Optimizer

Divorce House Buyout in Arizona: 5 Ways to Fund the Equity Split
ByAleksandra Kadzielawski July 21, 2026July 23, 2026

Learn how a divorce house buyout works in Arizona. Discover 5 ways to pay your spouse their equity share and remove them from the mortgage.

Read More Divorce House Buyout in Arizona: 5 Ways to Fund the Equity Split
Debt Strategist | Emergency Access | Lender Comparison

Splitero vs Hometap: Which Home Equity Investment Fits You? (2026)
ByAleksandra Kadzielawski July 21, 2026August 30, 2026

Splitero vs Hometap: how these two home equity investments differ on cost, term, credit, and eligible properties & how to pick the right one for you.

Read More Splitero vs Hometap: Which Home Equity Investment Fits You? (2026)
Debt Strategist | Emergency Access | Lender Comparison

Hometap vs Unison: Which Home Equity Investment Is Right for You? (2026)
ByAleksandra Kadzielawski July 20, 2026August 24, 2026

Hometap vs Unison: how these two home equity investments differ on cost, term, credit, and eligible properties & how to pick the right one for you.

Read More Hometap vs Unison: Which Home Equity Investment Is Right for You? (2026)
Debt Strategist | Emergency Access | Lender Comparison

Point vs Splitero: Which Home Equity Investment Is Right for You? (2026)
ByAleksandra Kadzielawski July 20, 2026August 30, 2026

Point vs Splitero: how these two home equity investments differ on cost, term, credit, and eligible properties & how to pick the right one for you.

Read More Point vs Splitero: Which Home Equity Investment Is Right for You? (2026)